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सरकारी योजनाएँ / S-17

प्रधानमंत्री विश्वकर्मा योजना

PM Vishwakarma (Pradhan Mantri Vishwakarma Kaushal Samman Yojana)

Central (Central Sector Scheme, 100% GoI funded)विश्वसनीयता: mediumफूल किसानकामगार या प्रशिक्षुमहिला या युवा उद्यमी

इस योजना के पीछे का नियम

नियम संस्करण 1 · 1 जन॰ 2023 से लागू

PM Vishwakarma official portal - scheme components and 18 trades · Ministry of MSME, Government of India

किसी ने अभी तक यह नियम स्रोत से नहीं मिलाया

नियम को चाहिए: आप कौन हैं*, जिला, परियोजना लागत, आयु

इस संस्करण की शर्तें:
  • आयु · सीमा से बाहर [न्यूनतम, अधिकतम] → इसे बाहर करता है: Minimum age 18

स्रोत जो खुला छोड़ता है

  • Training-day counts (5-7 basic, 15+ advanced) and NSC Oct-2025 small-loan band Rs 50,000-1,00,000: UNVERIFIED in this pass (PIB 403) - flag as 'per PIB 2202206, unverified'.
  • 'Credit guarantee fee borne by GoI' and 'subvention paid upfront': UNVERIFIED - drop or cite scheme guidelines PDF.
  • Second-tranche preconditions (repayment of first, standard account, digital transactions, advanced training): UNVERIFIED.
  • The sheet's own confidence in its reading of this scheme is "medium".

आवेदन शुरू करें →

लाभ

लाभ का प्रकार
Toolkit grant (e-RUPI voucher) + skill-training stipend + collateral-free concessional enterprise loan with interest subvention + marketing/digital incentives
राशि
Toolkit Rs 15,000 (e-voucher); loan tranche 1 Rs 1 lakh, tranche 2 Rs 2 lakh; stipend Rs 500/day (CONFIRMED). Training-day counts (5-7 basic, 15+ advanced) and NSC Oct-2025 small-loan band Rs 50,000-1,00,000: UNVERIFIED in this pass (PIB 403) - flag as 'per PIB 2202206, unverified'.
सब्सिडी का हिस्सा
Beneficiary 5% p.a.; GoI interest subvention capped at 8% (CONFIRMED). 'Credit guarantee fee borne by GoI' and 'subvention paid upfront': UNVERIFIED - drop or cite scheme guidelines PDF.
अधिकतम सीमा
Rs 3,00,000 total loan (1L + 2L); Rs 15,000 toolkit (CONFIRMED)
अवधि
18 months (tranche 1), 30 months (tranche 2) (CONFIRMED). Second-tranche preconditions (repayment of first, standard account, digital transactions, advanced training): UNVERIFIED.
जमानत
Collateral-free (covered by CGTMSE-type credit guarantee)
सत्यापन टिप्पणी
Rs 15,000 toolkit, Rs 500/day training stipend, and up to Rs 3 lakh collateral-free loan (Rs 1 lakh/18 months then Rs 2 lakh/30 months) at 5% with GoI subvention capped at 8%, for artisans of 18 notified trades; attar/perfume makers are not among them.

पात्रता

कौन आवेदन कर सकता है
  • Individual artisan/craftsperson working with hands and tools in one of 18 notified family-based traditional trades, self-employed, unorganised sector
  • Not applicable to firms, companies, SHGs or units
आयु
Minimum 18 years on date of registration
लिंग और श्रेणी
All categories; no caste/gender restriction; self-declaration of trade
टर्नओवर या निवेश सीमा
None (scheme is trade-based, not investment-based)
क्या इत्र व्यापार सूची में है
Not eligible. The official 18-trade list on pmvishwakarma.gov.in (accessed 2026-09-05) contains no perfume/attar/ittar/perfumery/distillation trade. Garland Maker (Malakaar) is the only flower-related trade and does not cover attar making.
अन्य शर्तें
Only one member per family (husband, wife, unmarried children); person in government service and family members excluded; beneficiaries who availed PMEGP, PM SVANidhi or Mudra loans in last 5 years excluded unless fully repaid (from guidelines; not re-verified in this pass); Aadhaar-linked bank account and mobile required

आवेदन कैसे करें

ऑनलाइन पोर्टल
https://pmvishwakarma.gov.in/
कार्यालय जहाँ जाना है
Nearest Common Service Centre (Jan Seva Kendra) in Kannauj; verification by Gram Panchayat/Nagar Palika, then District Implementation Committee (DM Kannauj / DIC Kannauj), then Screening Committee
दस्तावेज़
  • Aadhaar
  • Aadhaar-linked mobile number
  • Bank account details (Aadhaar-seeded for DBT)
  • Ration card / family details
  • Self-declaration of trade and category
  • Photograph

सावधानी

1) Attar/perfume making is NOT a notified trade, so Kannauj distillers, ittar artisans and perfumery workers cannot register as such; only flower-side workers who fit 'Garland Maker (Malakaar)' or ancillary trades (carpenter for deg-bhapka frames, blacksmith/coppersmith work is not listed either) might qualify. 2) One member per family; government employees and their families barred. 3) Prior PMEGP/PM SVANidhi/Mudra borrowers with outstanding loans excluded. 4) Second tranche is conditional on repaying tranche one, digital transactions and advanced training. 5) Toolkit is an e-voucher usable only at empanelled vendors, not cash. 6) Registration passes three verification tiers; self-declaration of a wrong trade is rejected at Gram Panchayat/ULB stage. 7) Trade list can be expanded only by NSC with MoMSME approval; no perfumery addition found in 2025-2026.

कन्नौज में एजेंसी

Registration only through Common Service Centres (CSC/Jan Seva Kendra) or India Post/applicant login on pmvishwakarma.gov.in; three-stage verification by Gram Panchayat/ULB, then the District Implementation Committee (DIC) chaired by the District Magistrate, Kannauj (District Industries & Enterprise Promotion Centre acts as secretariat), then the Screening Committee. Loans via scheduled commercial banks, RRBs, cooperative banks, MFIs; toolkit via e-RUPI voucher; training via MSDE-empanelled centres. FFDC Kannauj, UPKVIB and UPSIDA have no formal role found.

क़ानूनी आधार

आदेश या अधिसूचना
Union Cabinet approval of Central Sector Scheme 'PM Vishwakarma' on 16 Aug 2023 (PIB PRID 1949411); Scheme Guidelines issued by MoMSME (2023); launched 17 Sep 2023; outlay Rs 13,000 crore FY2023-24 to FY2027-28 (PIB PRID 1989108). Specific guideline file/notification number: not found.
तारीख
2023-08-16 (Cabinet); 2023-09-17 (launch)
लिंक
https://www.pib.gov.in/PressReleasePage.aspx?PRID=1949411

दिशानिर्देशों की वर्तमान स्थिति

In force as of 2026-09-05 (official portal live, 18 trades unchanged; no perfume/attar). No 2026 guideline revision or trade-list expansion found. The claimed NSC decisions of 10 Oct 2025 (small loans Rs 50,000-1,00,000; camps in 716 districts to March 2026; bank officials at training centres) are supported only by a search snippet of PIB PRID 2202206 — direct fetch blocked (HTTP 403), so treat as

स्रोत

स्वीकृति सम्बंधित विभाग करता है। आँकड़े दिखाई गई तिथि पर सत्यापित हैं; आवेदन से पहले पोर्टल देखें।