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सरकारी योजनाएँ / S-12

मुख्यमंत्री ग्रामोद्योग रोजगार योजना

Mukhyamantri Gramodyog Rojgar Yojana (MMGRY) - Chief Minister's Village Industries Employment Scheme

UPविश्वसनीयता: highआसवक-कारीगरकामगार या प्रशिक्षुमहिला या युवा उद्यमीपैकेजिंग MSMEफूल किसान

इस योजना के पीछे का नियम

नियम संस्करण 1 · 1 जन॰ 2019 से लागू

शासनादेश सं. 26/2019/345/59-2-2019-39(खा)/2006 - वित्तीय वर्ष 2019-20 में मुख्यमंत्री ग्रामोद्योग रोजगार योजना (सामान्य) हेतु वित्तीय स्वीकृति · Khadi & Gramodyog Anubhag-2, Uttar Pradesh Shasan

किसी ने अभी तक यह नियम स्रोत से नहीं मिलाया

नियम को चाहिए: आप कौन हैं*, जिला*, परियोजना लागत, सामाजिक वर्ग, लिंग, आयु, पहले का डिफ़ॉल्ट या सब्सिडी

इस संस्करण की शर्तें:
  • जिला · जिला यूपी में नहीं → इसे बाहर करता है: A Uttar Pradesh scheme: only units with premises in a UP district
  • पहले का डिफ़ॉल्ट या सब्सिडी · बराबर → इसे बाहर करता है: A prior bank default or an earlier self-employment subsidy leads to rejection

स्रोत जो खुला छोड़ता है

  • not found (bank norms apply;
  • Web search could not be run in this session (search budget exhausted), so a 2025-26 amend

आवेदन शुरू करें →

लाभ

लाभ का प्रकार
Bank term loan with State interest subsidy (ब्याज उपादान)
राशि
Term loan (capital loan) up to Rs 10,00,000 from nationalised/regional rural banks
सब्सिडी का हिस्सा
General-category men: bear only 4% interest, State pays the remaining interest above 4%. Reserved categories (SC/ST/OBC/minority/disabled/ex-servicemen) and all women: 100% of interest paid by State as subsidy.
अधिकतम सीमा
Interest subsidy on term loan up to Rs 10 lakh only; own contribution 10% of project cost (general men) or 5% (reserved categories and women)
अवधि
Interest subsidy paid for 5 years on term loan, computed on a 20%-per-year reducing basis (2019 GO clause 6(2)); subsidy released only after unit is working and loan properly utilised
जमानत
not found (bank norms apply; no collateral waiver stated in GO or portal)
सत्यापन टिप्पणी
Rural individual/partnership units get bank term loans up to Rs 10 lakh, with UP Government paying interest above 4% for general men and full interest for women and reserved categories, for 5 years on the term loan.

पात्रता

कौन आवेदन कर सकता है
  • Individual rural entrepreneurs (व्यक्तिगत उद्यमी)
  • Partnership units (व्यक्तिगत/साझेदारी इकाइयां) per 2019 GO clause 6(1)
  • Traditional artisans and craftspersons (परम्परागत कारीगर एवं शिल्पी)
  • Unemployed rural youth, incl. ITI/Polytechnic trained (priority)
आयु
18 to 50 years ('लाभार्थियों की आयु 18 वर्ष से कम नही, तथा 50 वर्ष से अधिक न हो')
लिंग और श्रेणी
Open to all; up to 50% of borrowers to be SC/ST/OBC; reserved-category treatment (full interest subsidy, 5% own contribution) for SC, ST, OBC, minorities, disabled, ex-servicemen and women (including general-category women)
टर्नओवर या निवेश सीमा
Project/term loan up to Rs 10.00 lakh; unit must be in rural area (revenue villages and towns up to 20,000 population per UP Panchayat Raj Act/RBI definition); UPKVIB village-industry definition caps fixed capital at Rs 50,000 per artisan/worker
क्या इत्र व्यापार सूची में है
YES - the UPKVIB notified village-industry list (Group IV, polymer & chemical based industries) item '(54) इत्र निर्माण' (perfume/attar manufacturing) is explicitly included, and '(17) अगरबत्ती निर्माण' in Group II; the negative list (meat, tobacco/intoxicants, toddy, animal husbandry, environmentally harmful plastics) does not touch perfumery. Source: https://upkvib.gov.in/hi/VillageIndustriesPlans
अन्य शर्तें
Beneficiary must have received desired training before loan ('उद्यमी को ऋण लेने से पूर्व वांछित प्रशिक्षण प्राप्त हो'); priority to ITI/Polytechnic trained, educated unemployed, govt-scheme trainees, traditional artisans, women, 10+2 vocational passouts, employment-exchange registrants; preference for units using local raw material and making daily-need goods; unit-location certificate verified by Gram Panchayat executive officer required

आवेदन कैसे करें

ऑनलाइन पोर्टल
https://mmgrykhadi.upsdc.gov.in/ (online registration /Applicant/Registration.aspx; General Instructions PDF /download/MMGRY_Gen_Instructions.pdf; DPR format /download/DPRPACKAGE.xls; unit-location certificate /download/CertificateforUnitLocation.pdf)
कार्यालय जहाँ जाना है
District Village Industries Officer (जिला ग्रामोद्योग अधिकारी), UPKVIB, Kannauj; scrutiny by DVIO, approval by district selection committee under DM/CDO/SDM, then loan sanction by nationalised/RRB branch in the service area
दस्तावेज़
  • Passport-size photo (scan, max 50 KB)
  • Project profile/DPR summary (max 4 MB)
  • Caste certificate (100 KB)
  • Aadhaar card (100 KB)
  • Unit-location certificate verified by Gram Panchayat Executive Officer (100 KB)
  • Highest educational qualification certificate (100 KB)
  • Age proof (100 KB)
  • Signature scan (50 KB)
  • Training certificate (pre-loan training is a condition)
  • Additional documents as demanded by DVIO through portal panel

सावधानी

(1) Rural-area only: units inside Kannauj municipal limits or towns above 20,000 population are ineligible - most Kannauj city attar houses would fail this test; village-level distillation units qualify. (2) Age cap 50 years excludes older master distillers. (3) Subsidy is on term loan only - 'कैश क्रेडिट लिमिट अथवा कार्यशील पूंजी ऋण पर ब्याज उपादान की धनराशि देय नहीं होगी' - so working-capital-heavy flower purchasing gets no relief. (4) Subsidy is back-ended: paid only after the unit is running and bank certifies utilisation; stopped if unit closes or funds misused. (5) 20%-per-year reducing formula means effective relief tapers over 5 years. (6) UPKVIB village-industry definition caps fixed capital at Rs 50,000 per worker - large deg-bhapka installations may exceed this per-worker norm. (7) Pre-loan training is mandatory. (8) Reserved category benefit is not available to general-category men (they still pay 4%). (9) Annual budget-limited: 2023-24 achieved 605 units against 800 target and Rs 27.75 crore loans, so sanction is competitive. (10) Not stackable evidence: no clause found on combining with PMEGP/ODOP margin money - assume single-scheme per unit unless DVIO confirms.

कन्नौज में एजेंसी

District Village Industries Officer (जिला ग्रामोद्योग अधिकारी), UPKVIB Kannauj - listed in-charge (as of fetch on 2026-09-05): Shri Pradeep Gupta, Prabhari DVIO (Kshetriya Adhikshak, Udyog-Gur), mobile 9580503165 (upkvib.gov.in/hi/District_list). Selection by district committee chaired by District Magistrate/CDO/SDM; funds drawn by CDO Kannauj; loans sanctioned by nationalised/regional rural banks in their service area; interest subsidy paid via NEFT/RTGS to beneficiary account. Zonal oversight: Parikshetriya Gramodyog Adhikari (Kanpur zone - zone allocation for Kannauj not confirmed on the po

क़ानूनी आधार

आदेश या अधिसूचना
GO No. 26/2019/345/59-2-2019-39(खा)/2006 (MMGRY-General, Grant No.5) and GO No. 27/2019/346/59-2-2019-31(खा)/2009 (MMGRY-SCSP, Grant No.83), Khadi & Gramodyog Anubhag-2, UP Shasan - these annual sanction GOs restate the operative scheme conditions (clause 6, sub-clauses 1-12). Original scheme notification number/date (scheme launched as 5-year state-sponsored scheme) not found on the portal.
तारीख
2019-05-15
लिंक
https://upkvib.gov.in/Content/Document/638257160194454147_Go.pdf

दिशानिर्देशों की वर्तमान स्थिति

Not superseded as far as the official record shows. The UPKVIB GO page (88 entries, latest dated 2022), Circular page, New Announcement page and Press page contain no MMGRY amendment GO dated 2023, 2024, 2025 or 2026; the scheme page (fetched 2026-09-05) still states the Rs 10 lakh / 4% / full-interest terms. Web search could not be run in this session (search budget exhausted), so a 2025-26 amend

स्रोत

स्वीकृति सम्बंधित विभाग करता है। आँकड़े दिखाई गई तिथि पर सत्यापित हैं; आवेदन से पहले पोर्टल देखें।